Risk-Based Investment Options
Consider this if: You’re an experienced investor and want added control over your investment option’s diversification and investment strategy.
Our Risk-Based Options let you align your investment objectives with your risk tolerance level, giving you more control of how you want to hit your goals.
From equity, global equity, balanced and fixed income investment options, the Risk-Based Options seek to provide a favorable return that reflects the broad investment performance of the financial markets.
Most investment options also include index and actively managed choices. Index funds are designed to track a benchmark index. Active management, by contrast, is managed by a person using research, forecasts, and their own experience to make investment decisions.
Changing Your Investments
Your Oklahoma 529 gives you the freedom to change your investment options twice a year as you see fit, to help you adjust to your changing needs and goals.
How Risk–Based Investments Work
These investment options let you choose the mix of assets that align with your investment objectives and strategy.
The allocations to the underlying mutual funds in the Risk–Based investment options do not change automatically as the beneficiary ages as they do in the enrollment year options. Investments will remain in the Risk–Based investment options until the account owner instructs the Plan to move them to another investment option. The Board may change the asset allocations and underlying mutual funds for these investment options (as well as for the other investment options) at any time.
|Investment Option Name||Risk Level||Investment Option Objective||Allocation|
|Diversified Equity Option||Aggressive||This investment option seeks to provide a favorable long-term total return, mainly through capital appreciation.||
|Global Equity Index Option||Aggressive||This investment option seeks to provide a favorable long-term total return, mainly through capital appreciation.||
|Balanced Option||Moderate||This investment option seeks to provide a favorable return that reflects the broad investment performance of the financial markets.||
|Fixed Income Option||Moderate||This investment option seeks to provide a moderate long-term rate of return primarily through current income.||
|U.S. Equity Index Option||Aggressive||This investment option seeks to provide a favorable long-term total return, mainly through capital appreciation.||
The investment options are subject to the risks of the underlying funds including the loss of principal.