If you have a short investment horizon or you’re looking to preserve your funds, the Guaranteed Option may be right for you.
Maybe you’ve been saving for a while and your account has been steadily growing - but the college years are just around the corner. You’re happy with what you’ve got and you don’t want any surprises. It’s no longer about getting big returns, it’s about making sure what you’ve got is safe. Perhaps you just want a stable rate of return as you prepare for the eventual costs of qualified higher education.
Changing Your Investments
Once you invest in a particular investment option, you can transfer contributions and any earnings to another investment option up to twice per calendar year or upon a transfer of funds to an Oklahoma 529 account for a different beneficiary.
How the Guaranteed Option Works
This investment option seeks to preserve capital and provide a stable return. You may want to consider it if you have a short investment horizon and are looking for a conservative investment with a low-level risk.
Be sure to periodically re-evaluate your investment strategy as your goals and investment horizon change. Your Oklahoma 529 gives you the freedom to change your investment options twice a year as you see fit, based on your changing needs.