Enrollment Year Option

Consider this if: You’re looking for an all-in-one solution to manage your savings over the long term without extra work on your part.

Our Enrollment Year Option makes things simple for you—maybe that’s why it’s our most popular option. You simply pick the one that matches the year your child will enter college, and the asset allocation adjusts over the years to become more conservative as the enrollment year approaches. It's a great way to minimize risk as you get closer and closer to using your account to pay for Qualified Education Expenses.

Enrollment Year Investment Option GlidePath

How does it work?

For each Enrollment Option, the allocation or mix of equities, bonds and capital preservation adjusts automatically to become more conservative as the enrollment year approaches.

Ideal for All Education Savings Goals

Families can also take advantage of the versatility of the Enrollment Year Investment Option to save for all types of qualified education expenses, including college/university, community college, CareerTech centers, professional and graduate schools, apprenticeship expenses, and K-12 tuition.*

Footnotes
  1. *Withdrawals for tuition expenses at a public, private or religious elementary, middle, or high school, or registered apprenticeship programs can be withdrawn free from federal and Oklahoma income tax. If you are not an Oklahoma taxpayer, these withdrawals may include recapture of tax deduction, state income tax as well as penalties. You should talk to a qualified professional about how tax provisions affect your circumstances.

    K-12 withdrawals are limited to $10,000 per year for K-12 tuition. Apprenticeship programs must be registered and certified with the Secretary of Labor under the National Apprenticeship Act.

Understand Your Risk Tolerance Level

What level of risk are you comfortable with? You can find out by answering our Risk Tolerance questions. If you are a conservative investor, you may wish to choose an earlier enrollment year fund regardless of the year your future student begins 4-year college/university, community college or CareerTech. More aggressive investors can select a later date. Investors aligning with their risk tolerance or seeking particular investment objectives can view asset allocation across enrollment year dates above to help guide their decision.

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