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Fees & Expenses

The information below describes the fees and expenses that you would pay if you contributed to a particular Investment Option in Oklahoma 529. These fees are indirectly paid out of the assets of your account. Except for the fees listed below, there are currently no other fees, charges or penalties imposed by or payable to the Plan in connection with opening or maintaining an account.

Investment Option Estimated Underlying Investment Expense(1) Plan Manager Fee(2) State Administrative Fee Total Annual Asset-Based Fees(3)
2042/2043 Enrollment Option 0.09% 0.10% None 0.19%
2040/2041 Enrollment Option 0.09% 0.10% None 0.19%
2038/2039 Enrollment Option 0.10% 0.10% None 0.20%
2036/2037 Enrollment Option 0.10% 0.10% None 0.20%
2034/2035 Enrollment Option 0.10% 0.10% None 0.20%
2032/2033 Enrollment Option 0.10% 0.10% None 0.20%
2030/2031 Enrollment Option 0.10% 0.10% None 0.20%
2028/2029 Enrollment Option 0.10% 0.10% None 0.20%
2026/2027 Enrollment Option 0.07% 0.10% None 0.17%
In School Enrollment Option 0.05% 0.10% None 0.15%
  1. 1Estimated Underlying Investment Expense represents a weighted average of the expenses of the Investment Option's underlying investments. Expense ratios have been derived from each underlying investment's most recent prospectus as of November 1, 2025. The fees and expenses of the underlying investments may change.↩
  2. 2Each Investment Option (with the exception of the Guaranteed Option) pays the Plan Manager Fee at an annual rate of 0.10% of the average daily net assets held by that Investment Option. Payment of the Plan Management Fee by each Investment Option is already reflected in the Investment Option's NAV.↩
  3. 3Total Annual Asset-Based Fee illustrates the total asset-based fees assessed against net assets annually. Please refer to the Hypothetical $10,000 Investment Cost Chart to review the impact of fees and expenses on a hypothetical $10,000 investment in the Plan over 1-, 3-, 5-, and 10-year periods.↩

Investment Option Estimated Underlying Investment Expense(1) Plan Manager Fee(2) State Administrative Fee Total Annual Asset-Based Fees(3)
Diversified Equity Option 0.26% 0.10% None 0.36%
Global Equity Index Option 0.09% 0.10% None 0.19%
Balanced Option 0.25% 0.10% None 0.35%
Fixed Income Option 0.14% 0.10% None 0.24%
U.S. Equity Index Option 0.05% 0.10% None 0.15%
  1. 1Estimated Underlying Investment Expense represents a weighted average of the expenses of the Investment Option's underlying investments. Expense ratios have been derived from each underlying investment's most recent prospectus as of November 1, 2025. The fees and expenses of the underlying investments may change.↩
  2. 2Each Investment Option (with the exception of the Guaranteed Option) pays the Plan Manager Fee at an annual rate of 0.10% of the average daily net assets held by that Investment Option. Payment of the Plan Management Fee by each Investment Option is already reflected in the Investment Option's NAV.↩
  3. 3Total Annual Asset-Based Fee illustrates the total asset-based fees assessed against net assets annually. Please refer to the Hypothetical $10,000 Investment Cost Chart to review the impact of fees and expenses on a hypothetical $10,000 investment in the Plan over 1-, 3-, 5-, and 10-year periods.↩

Investment Option Estimated Underlying Investment Expense Plan Manager Fee State Administrative Fee Total Annual Asset-Based Fees
Guaranteed Option N/A N/A N/A N/A
  1. 1The Guaranteed Option does not pay Plan Management or Board Administrative Fees. Teachers Insurance and Annuity Association of America ("TIAA"), the parent of TFI and the issuer of the funding agreement in which this Investment Option invests, makes payments to TFI. These payments, among many other factors, are considered by the issuer when determining the interest rate(s) credited under the funding agreement.↩